Credit money, as one of the main pillars of modern economic systems, has occupied a special place in economic discussions. This type of money, which has replaced metal and commodity money in today's world, is considered a complex and important issue in Islamic jurisprudence. Many jurists accept credit money as a means of exchange that has value from a religious perspective; although it inherently lacks intrinsic value (such as gold and silver). Some jurists believe that the value of credit money should be used under certain principles and criteria, such as maintaining purchasing power and preventing inflation, in order to be consistent with justice and fairness. There are also differences of opinion regarding the possibility of usury in credit money that require a more detailed examination. In this study, first the concept of property and then the concept of the basis of money and its difference from commodity money in jurisprudential texts are discussed. Then, the different approaches of jurists towards the value of credit money are examined and the reasons for its supporters and opponents are analyzed. The main question of this research is how to present a picture of the value of credit money that is in line with jurisprudential principles and criteria. The results of the research show that a correct understanding of the nature of credit money and how to adapt it to jurisprudential principles and rulings is a very precise and complex matter.
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